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Vehicle Insurance

Aapke Vahan ki Suraksha, Hamaari Jimmedari

Dusha Insurance Vehicle Plan protects your car, bike, or commercial vehicle against accidents, theft, and damages. It ensures you and your family stay financially secure during unforeseen situations.

ଗାଡ଼ି ବୀମା ହେଉଛି ଭରସାଯୋଗ୍ୟସସ୍ତା ଉପାୟ | ଏହା ଦୁର୍ଘଟନା, ଚୋରିକ୍ଷତି ପ୍ରତିରୋଧ କରେ।

Safeguard your car, bike, or commercial vehicle with Dusha Vehicle Insurance. Quick, reliable, and hassle-free coverage to keep you worry-free.

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Fast & Easy Processing

Get your vehicle insurance approved in just 24-48 hours with Dusha Insurance.

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Secure & Trusted

All your vehicle details and personal data are safe with bank-grade security.

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Multiple Coverage Options

Choose from comprehensive, third-party, commercial, or custom vehicle insurance plans.

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24/7 Customer Support

Our expert team is always available to assist with claims, renewals, or policy queries.

1
Personal
Details
2
Insurance
Information

Step 1: Personal Details

Name must be at least 6 characters
Please select your gender
Please enter your date of birth
Select date of birth to calculate age
Please enter a valid email address
Please enter a valid 10-digit Indian mobile number

Step 2: Insurance Information

Please select insurance type
Please enter your location
Please select your education level
Please enter your occupation

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Frequently Asked Questions (FAQs)

Vehicle Insurance by Dusha Insurance

What is Vehicle Insurance, and how does it work?

Vehicle insurance protects your car, bike, or commercial vehicle against accidents, theft, and damages. You pay regular premiums, and in case of an incident, Dusha Insurance covers the repair or replacement cost according to the plan.

What types of Vehicle Insurance plans does Dusha offer?

Dusha offers multiple vehicle insurance options: Comprehensive Vehicle Insurance, Third-Party Liability Insurance, Two-Wheeler Insurance, Commercial Vehicle Insurance, and Add-On plans like Zero Depreciation or IDV covers.

What is the coverage amount in Vehicle Insurance?

The coverage amount, also called Sum Insured or IDV (Insured Declared Value), is the maximum amount Dusha Insurance will pay in case of damage, theft, or total loss of the vehicle. It is chosen when purchasing the policy.

When should I buy Vehicle Insurance?

It is best to buy vehicle insurance as soon as you own a car or bike. Early coverage ensures protection from day one and helps avoid penalties for driving uninsured.

Can I get additional benefits or add-ons for Vehicle Insurance?

Yes, Dusha Vehicle Insurance offers add-ons like Zero Depreciation Cover, Roadside Assistance, Engine Protection, and No-Claim Bonus protection to enhance your policy.

How much premium do I need to pay for Vehicle Insurance?

Premiums depend on vehicle type, coverage, age of the vehicle, and selected plan. Dusha Insurance offers flexible payment options—monthly, quarterly, or annual.

Can I claim tax benefits on Vehicle Insurance?

Yes, premiums paid for vehicle insurance may be eligible for tax deductions under relevant sections of the Income Tax Act, subject to government regulations.

What happens if I miss a premium payment for Vehicle Insurance?

If you miss a premium, Dusha Insurance provides a grace period (usually 15-30 days) to pay. After that, the policy may lapse, but it can be revived within a specific timeframe by paying pending dues.

How do I file a Vehicle Insurance claim?

Submit the claim form, policy documents, and photos or inspection reports of the vehicle. Dusha Insurance’s QuickClaim Desk ensures fast and hassle-free settlement.

Is a vehicle inspection required for Vehicle Insurance?

For older vehicles or high-value coverage, an inspection may be required to determine the condition and accurate IDV of your vehicle.

Can I buy Vehicle Insurance online?

Yes! Visit DushaInsurance.com, choose your vehicle type and plan, calculate your premium, and complete your purchase online with digital verification.

Can I have multiple Vehicle Insurance policies?

Yes, you can hold multiple policies for different vehicles or even additional coverage options. Each policy works independently to provide protection.

Who can be the nominee in Vehicle Insurance?

You can nominate yourself, family members, or anyone who will handle the claims and benefits in case of an incident.

Can I upgrade my Vehicle Insurance plan?

Yes, you can upgrade or add optional covers like Zero Depreciation, Engine Protection, or Roadside Assistance to enhance your policy.

What are add-ons in Vehicle Insurance?

Add-ons are additional benefits that enhance the base policy. Examples: Zero Depreciation, Roadside Assistance, Engine Cover, and No-Claim Bonus Protection.

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