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Happy family protected by Retirement insurance

Retirement Plan

Aapka Bhavishya ki Suraksha, Hamaari Jimmedari 🏖️

Retirement Plan helps you save and grow your wealth for a comfortable post-retirement life. Enjoy financial freedom and peace of mind when you retire. 🔑

ଆପଣଙ୍କ ପରେ ସୁରକ୍ଷା | ବୃଦ୍ଧାବସ୍ଥା ପାଇଁ ଆର୍ଥିକ ସୁରକ୍ଷା | ଶାନ୍ତିର ସହିତ ଜୀବନ ବ୍ୟତୀତ କରନ୍ତୁ 🔑


Protect your loved ones with comprehensive retirement insurance coverage. Quick, secure, and hassle-free application process.

Fast Processing

Get your application processed within 24-48 hours

🔒

Secure & Private

Your data is encrypted and protected with bank-level security

💼

Multiple Plans

Choose from term, whole life, ULIP, and more insurance options

📱

24/7 Support

Our team is always available to help you

1
Personal
Details
2
Insurance
Information

Step 1: Personal Details

Name must be at least 6 characters
Please select your gender
Please enter your date of birth
Select date of birth to calculate age
Please enter a valid email address
Please enter a valid 10-digit Indian mobile number

Step 2: Insurance Information

Please select insurance type
Please enter your location
Please select your education level
Please enter your occupation

Application Submitted!

Dear , your application has been received successfully.

Application ID:

We will contact you shortly at your registered email and mobile number.

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Frequently Asked Questions (FAQs)

Retirement & Pension Plans by Dusha Insurance

What is a Retirement Plan?

A Retirement Plan is a life insurance product that helps you accumulate a corpus to secure your post-retirement life. You contribute regularly and receive guaranteed payouts after retirement to maintain your lifestyle.

Who should invest in a Retirement Plan?

Anyone looking to ensure a financially stable retirement, maintain regular income, and reduce dependence on others post-retirement should consider a retirement plan.

What are the benefits of a Retirement Plan?

It provides a guaranteed pension or corpus at retirement, tax benefits on contributions, and optional life coverage or riders to protect your loved ones during the accumulation phase.

When should I start a Retirement Plan?

The earlier you start, the better. Early investments benefit from compounding and help accumulate a larger corpus with lower contributions over time.

Can I make partial withdrawals before retirement?

Some plans allow limited partial withdrawals under specific conditions like medical emergencies or child education. Check your plan’s terms for detailed rules.

Is there flexibility in premium payments?

Yes, Dusha Insurance offers flexible payment options including monthly, quarterly, yearly, or one-time contributions based on your convenience.

Are Retirement Plans eligible for tax benefits?

Yes, premiums paid towards retirement plans qualify for tax benefits under Section 80C, and the pension or maturity payouts may also enjoy tax exemptions under prevailing regulations.

Can I include my spouse in the plan?

Yes, certain plans allow joint policies covering both spouses for retirement benefits, ensuring financial security for the family.

What happens if I miss a contribution?

Most plans provide a grace period for missed contributions. After this period, you can pay the pending contributions to continue enjoying benefits.

Can I increase my contribution later?

Yes, you can increase contributions or add top-ups to enhance your retirement corpus for better post-retirement income.

Can I buy this plan online?

Yes, Dusha Insurance allows you to select, calculate contributions, and purchase retirement plans online through a secure digital process.

Can I add riders?

Yes, riders like Accidental Death Benefit, Critical Illness Cover, or Premium Waiver can be added to enhance protection for you and your family during the contribution phase.

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