Life Insurance provides financial protection for your family in case of unexpected events. It ensures that your loved ones’ future remains secure and helps maintain their lifestyle.
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Life insurance is a contract where Dusha Insurance provides financial protection to your family in case of your unfortunate demise. You pay regular premiums, and in return, your nominee receives a lump-sum payout called the sum assured.
Dusha Insurance offers multiple life insurance plans to match different needs: Term Life Insurance, Whole Life Insurance, ULIP-based Life Insurance, Child Future Protection Plans, and Retirement/Pension Life Plans.
The Sum Assured is the guaranteed payout Dusha Insurance provides to your nominee in case of your death during the policy term. It is selected at the time of policy purchase based on your income and financial goals.
The best time is right now. Buying life insurance early means lower premiums and maximum coverage benefits. Delaying can increase cost based on age and health risks.
Yes, certain plans (like ULIP Life Plans or Endowment Life Insurance) offer maturity benefits, where you receive a payout after the policy term if you survive the tenure.
Premium amount depends on age, coverage amount, lifestyle, and the type of plan chosen. Dusha Insurance also provides flexible payment options—monthly, quarterly, yearly, or one-time.
Yes, premiums paid towards life insurance plans qualify for tax benefits under Section 80C, and the death/maturity benefit is exempt under Section 10(10D) as per current tax norms.
If you miss a premium payment, Dusha Insurance offers a grace period (usually 30 days) during which your policy remains active. After the grace period, your policy may lapse, but you can revive it within a specified period by paying pending premiums.
In case of an unfortunate event, your nominee needs to submit the claim form, policy documents, and basic ID proofs. Dusha Insurance's QuickClaim Support Desk ensures a smooth and fast settlement.
For higher coverage amounts or age above a specific limit, a medical screening may be required. This ensures transparency and unlocks better premium pricing benefits for healthy individuals.
Absolutely! Visit DushaInsurance.com, choose your preferred plan, calculate premium instantly using the Life Cover Calculator, and complete your purchase online with digital verification.
Yes, you can hold multiple life insurance policies from Dusha Insurance or other providers. There is no legal restriction on the number of policies, and each policy works independently to provide coverage to your family.
You can nominate your spouse, children, parents, siblings, or any other person as a nominee. Multiple nominees can also be added with specified percentage shares of the sum assured.
While you cannot directly change the plan type, Dusha Insurance offers flexibility through riders and add-ons. You can also port to a new policy or increase coverage by purchasing an additional plan to meet your evolving needs.
A rider is an add-on benefit that enhances your base life insurance policy. Dusha Insurance offers riders like Critical Illness Cover, Accidental Death Benefit, Premium Waiver, and Disability Cover for comprehensive protection at an additional cost.
