Trusted by 8 Lakh+ Families

Your Trust, Our Promise — Secure Every Tomorrow

From Life to Health, Vehicle to Business — Dusha Insurance secures every part of your journey with comprehensive coverage, instant claims, and 24/7 support.

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Instant Claims
99.41% settlement
24/7 Support
Always here for you

Explore Our Most Popular Insurance Plans

Choose trusted plans designed for every stage of life and every kind of protection.

🛡️

Life Insurance

Secure your family's tomorrow.

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❤️

Health Insurance

Stay healthy, stay covered.

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🚗

Vehicle Insurance

Drive worry-free.

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🏠

Home Insurance

Your home, your safety net.

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✈️

Travel Insurance

Every journey, fully protected.

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💼

Business Insurance

Protection that powers growth.

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🏖️

Retirement Plan

Plan today, relax tomorrow.

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🎓

Child Education Plan

Secure your child's dreams.

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Why Insurance

Protecting What Matters Most

Insurance Protection
Claims Support

Dusha Insurance

Claims Assistance

Our claims assistance experts are available to help you

24x7 Available *Available for Health & Motor insurance
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Insurance Plans for Everyone

An Insurance Policy protects you, your family, and your assets from unexpected losses.

The insurer compensates for covered events like accidents, health emergencies, or property damage.

Covers Health, Life, Vehicle, Property, and Travel insurance.

Provides financial stability, peace of mind, and tax benefits.

Types of Policies

Life Insurance

Secure your family's financial future with comprehensive life coverage.

Health Insurance

Protect yourself from medical expenses with extensive health plans.

Vehicle Insurance

Keep your vehicle and yourself safe on the road with complete coverage.

Property Insurance

Guard your home and assets against damage and unforeseen events.

Travel Insurance

Travel worry-free with protection against trip cancellations and emergencies.

Real People. Real Protection. Real Trust.

Yahan har policy ke saath milta hai sukoon aur bharosa!

★ ★ ★ ★ ★ 4.1

I compared 3 policies in just 2 minutes — best deal mil gaya bina tension!

AR
Anita R.
Verified Customer
★ ★ ★ ★ ★ 4.0

Advisor ne turant call karke pura claim process samjha diya — super helpful!

MP
Manoj P.
Verified Customer
★ ★ ★ ★ ★ 4.9

Dusha Insurance ne mere business ko ek secure future diya — really happy!

RT
Rakesh T.
Verified Customer
★ ★ ★ ★ ★ 4.0

Health plan switch kiya aur ₹5,000 bacha liye — service top-notch thi!

SL
Sneha L.
Verified Customer
★ ★ ★ ★ ★ 4.5

Fast, honest, aur transparent service — truly the best insurance experience!

AM
Arjun M.
Verified Customer

Frequently Asked Questions

Find answers to the most common questions about Dusha Insurance services, plans, claims, and digital support.

💼 Life Insurance (General)
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What is life insurance? ▼
Life insurance provides financial protection to your family if the policyholder passes away during the policy term.
What types of life plans do you offer? ▼
We offer Term Plans, Whole Life, Endowment, Money Back, Child Plans, Pension Plans, and ULIPs.
How much cover do I need? ▼
A common guideline is 10–15 times your annual income, adjusted for liabilities and family needs.
Can I add riders to my life policy? ▼
Yes — common riders include Accidental Death, Critical Illness, Permanent Disability, and Waiver of Premium.
What documents are required to buy life insurance? ▼
Typically: ID proof, address proof, income proof, and passport-size photo. Additional medical tests may apply.
🏥 Health Insurance
▼
What does health insurance cover? ▼
Hospitalization, surgery, medicines, diagnostics, pre- and post-hospitalization costs, and specified daycare treatments.
What is a waiting period? ▼
A waiting period (often 30 days) applies before certain benefits start; pre-existing condition waiting varies by plan.
What is a family floater plan? ▼
One policy that covers all family members, sharing the sum insured among them.
What is cashless treatment? ▼
Treatment at network hospitals where the insurer settles the bill directly, subject to terms and pre-approval.
Can I renew my health policy online? ▼
Yes — renewals are available online via our portal or through WhatsApp/email assistance.
🚗 Motor & Vehicle Insurance
▼
Is vehicle insurance mandatory? ▼
Yes — at least third-party motor insurance is mandatory under Indian law.
What vehicle plans do you provide? ▼
Third-party cover, Comprehensive policies, and add-ons like Zero Depreciation, Engine Protect, and Roadside Assistance.
How do I file a motor claim? ▼
Report to Dusha Insurance immediately, provide accident details and documents, and we'll guide the claim process and repairs.
Can I transfer my No Claim Bonus (NCB)? ▼
Yes — NCB can usually be transferred to a new vehicle registered in your name.
Does comprehensive cover include theft and natural calamities? ▼
Yes, comprehensive plans typically cover theft, fire, and natural disasters as per policy terms.
📋 Policy Management & Claims
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How can I track my policy or claim? ▼
Track online via our portal, or contact our support team through email or WhatsApp for status updates.
How long does claim settlement take? ▼
Settlement time varies but generally takes 7–15 working days after submission of required documents and insurer approval.
What if I miss a premium payment? ▼
You can pay within the grace period. Post-grace period, revival may require medicals or additional documentation.
Can I change nominee or address details? ▼
Yes — submit a written request or email and we'll update your policy records after verification.
Can I cancel my policy? ▼
Yes — you can cancel within the free-look period (typically 15 days) subject to policy terms; surrender rules apply later.
💻 Digital, Payments & Documents
▼
How secure are online payments? ▼
Payments are processed via secure third-party gateways; we do not store your banking credentials.
Can I download policy documents online? ▼
Yes. Active policies and purchase confirmations are available for download from your email or our portal.
Are calculators and quotes final? ▼
No — online calculators provide indicative quotes. Final premium depends on insurer underwriting and your personal details.
Do you offer WhatsApp or chat support? ▼
Yes — instant support and quote follow-up is available via WhatsApp and email.
Do you provide policy reminders? ▼
Yes — we send renewal reminders via SMS, email, and WhatsApp.
✓ Eligibility, Advice & Fees
▼
Will you charge me extra for advisory services? ▼
We aim for transparent pricing. Advisor fees, if any, will be clearly communicated before service.
Can I get personalized plan advice? ▼
Yes — our advisors provide tailored recommendations based on your age, income, dependents, and goals.
Do you offer group or corporate insurance? ▼
Yes — we provide group health, group life, and employee benefit solutions for SMEs and organizations.
What happens to my data? ▼
We handle personal data securely as per our Privacy Policy and only use it for quotations, policy servicing, and communication.

Disclaimer

Important information about Dusha Insurance services, terms, and conditions

ℹ️ General Information & Services
▼
Independent Advisory Role ▼
Dusha Insurance functions as an independent insurance advisory and service provider offering assistance across various insurance types including life, health, motor, property, and investment-linked policies.
No Direct Affiliation ▼
We are not a direct subsidiary, representative, or partner of the Life Insurance Corporation of India (LIC) or any other specific insurer unless explicitly stated.
Educational Purpose ▼
All the information, visuals, and examples displayed on this website are intended for educational and awareness purposes to help customers understand insurance-related concepts better.
Insurer Authority ▼
The final details of any insurance product — such as premiums, benefits, exclusions, and terms — are governed strictly by the issuing insurer's official documents.
No Brand Endorsement ▼
Dusha Insurance does not promote or endorse any specific insurer, brand, or product for commercial gain. All product names, trademarks, and brand logos belong to their respective owners and are used here for reference purposes only.
Not Financial Advice ▼
Dusha Insurance does not provide legal, financial, or tax advice; users should consult certified professionals for expert guidance. The website's information does not substitute a personal consultation with a licensed insurance advisor.
⚠️ Liability & Accuracy
▼
No Guarantees ▼
Dusha Insurance does not guarantee acceptance of proposals, policy issuance, claim approval, or return on investment.
Subject to Changes ▼
All products and plan features mentioned are subject to regulatory updates, insurer policy revisions, or market changes.
Possible Errors ▼
While we make every effort to ensure that the data and information provided here are correct, errors, omissions, or outdated details may occur inadvertently.
Limited Liability ▼
Dusha Insurance shall not be held liable for any loss, damage, or inconvenience arising from the use or reliance on any content published on this website. Dusha Insurance will not be liable for any technical interruptions, server downtime, or external link failures.
User Responsibility ▼
Users are advised to verify details with the respective insurer or through authorized channels before making financial decisions. Any financial or investment decision taken solely based on the website's content is at the user's own risk.
Third-Party Links ▼
Any third-party website links provided are for convenience only, and we are not responsible for their content, accuracy, or data practices.
🔧 Tools & Information Accuracy
▼
Calculator & Quote Tools ▼
The premium calculator, quote generator, and comparison tools provided are only for reference and do not represent final quotations or commitments.
Underwriting Requirements ▼
All policies are subject to underwriting guidelines, eligibility checks, and documentation requirements by the respective insurance company.
Hypothetical Illustrations ▼
Policy illustrations shown on the website are hypothetical and may vary based on actual policy conditions and customer profile.
Payment Security ▼
Dusha Insurance does not collect or store sensitive banking information; all online payments are processed through secure third-party gateways.
Content Modifications ▼
The company reserves the right to modify, update, or remove any content, information, or feature on this website without prior notice.
Official Documentation ▼
Users should always rely on the official documents issued by the insurer for final policy terms and benefits.
⚖️ Legal Terms & Privacy
▼
User Data Accuracy ▼
Users are expected to provide correct and complete details while filling out any contact or inquiry forms.
Content Protection ▼
Any misuse of website data, duplication, or unauthorized sharing of content is strictly prohibited and may invite legal action.
Privacy Compliance ▼
Dusha Insurance values user privacy and handles all collected data in accordance with our Privacy Policy. We handle personal data securely and only use it for quotations, policy servicing, and communication.
Acceptance of Terms ▼
By continuing to browse or use this website, users signify their acceptance of this disclaimer and all associated terms.
Jurisdiction ▼
In case of disputes, all matters shall be governed by the laws of India and under the jurisdiction of Keonjhar, Odisha.
Our Commitment ▼
Our goal is to provide transparent, trustworthy, and simple insurance guidance to help users make informed choices. We encourage users to reach out for any clarification, correction, or assistance before taking any major decision related to insurance.
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