Child Education Plan

A Child Education Plan is a life insurance policy designed to secure your child's future education expenses. You pay regular premiums, and Dusha Insurance ensures a guaranteed fund for your child's higher education even in case of unforeseen events.

It provides financial security for your child's education, covering tuition fees, coaching, overseas studies, or any higher education expenses. Certain plans may also provide maturity benefits, bonuses, and life coverage in case of the policyholder's demise.

The sooner you start, the better. Early enrollment allows lower premiums and the benefit of compounding, building a substantial fund for your child’s future education without financial strain later.

Yes, Dusha Insurance offers multiple payment options—monthly, quarterly, yearly, or a lump-sum payment. You can choose a payment plan that suits your financial situation.

Yes, in case of the unfortunate death of the parent/policyholder, Dusha Insurance ensures continuation of the plan and payment of the assured fund for the child’s education, so the child’s future is secured.

Yes, if the policy completes the term successfully, your child receives a maturity payout which can be used for higher education, skill development, or other educational needs.

Yes, you can start separate plans for each child to ensure individualized coverage and guaranteed funds for their respective education goals.

Yes, premiums paid for a Child Education Plan qualify for tax benefits under Section 80C, and maturity payouts are tax-exempt under Section 10(10D), subject to current tax regulations.

Yes, you can enhance your plan with riders like accidental death cover, critical illness benefit, or top-up contributions to increase the education fund as your child grows.

Medical checkups may be required for parents depending on age and coverage, but for lower coverage amounts, many plans offer simplified issuance without medical tests.

Absolutely! You can select a plan, calculate premiums, and complete the purchase online through DushaInsurance.com with secure digital verification.

You can nominate your child as the primary beneficiary, along with a guardian or other family members if desired. This ensures funds are accessible for the child’s education even if something happens to the parent.

A rider is an optional add-on that enhances your base plan. Examples include Accidental Death Benefit, Critical Illness Cover, or Premium Waiver Rider to provide extra security for your child’s education fund.